Professional Profiles
Mark Clemons, JD
Co-Owner & Private Trustee
Birch Bay, Washington
253-304-5586
[email protected]
Mark possesses exceptional, high-level experience and expertise in fiduciary management; risk assessment, avoidance and mitigation; and trust compliance.
His background includes over thirty-five years of trust management positions with national bank trust departments and highly focused regional banks striving to retain community presence as part of their fiduciary service model.
Mark serves as co-founder of MonteClare Private Trustee, LLC, and serves in an individual fiduciary capacity as trustee, agent, executor and other capacities to be distinguished from serving in such capacities as co-owner or in a fiduciary capacity on behalf of MonteClare Private Trustee, LLC. Additionally, Mark serves as President, Executive Trust Consultant, Head of Compliance and RIsk Management and Manager of "Private RIA Trust", an alternative trust solution designed for Registered Invetment Advisory firms, and works in a collaborative environment to transform intangible busines vision and strategy into tangible financial results.
Management roles have included service with:
• Bank of America
• Bank One (now JP Morgan Chase)
• Regions Bank
• Key Bank
• Union Bank (formerly Bank of California)
Over the past decade Mark has served as a Regional Manager of a regional community bank trust department in North Dakota, specializing in oil and gas management; National Director of trust administration with Ameriprise Financial in Minneapolis; and Chief Fiduciary Officer for an independent trust company in the state of Washington.
EDUCATION ????
His professional diversity has been complimented by geographic and cultural diversity during his career. His journey has taken him from Northern Michigan to the foothills of the Appalachian Mountains in Virgina; from Texas to Birmingham, Alabama; and to the Pacific Northwest where he now calls home with his wife and daughter.
Raymond R. (Bob) Fletcher
CTFA, CISP, CFMP
Co-Owner & Private Trustee
San Antonio, Texas
210-860-8055
[email protected]
Bob's trust positions over a nearly fifty-year career have included forming and managing a bank Trust Department and serving as president of a Houston, Texas-based Independent Trust Company while his trust consulting responsibilities have ranged from start-ups to closings and from turnarounds to expansions with special emphasis on intrerim and crisis management.
He serves as co-founder of MontClare Private Trustee, LLC, and as a fiduciary in his individual capacity as trustee, agent, executor and other capacities to be distinguished from serving in such capacities as co-owner or in a fiduciary capacity on behalf of MonteCalre. Additionally, Bob founded FiPar Financial, Inc., a bank trust consulting firm, and serves as its Chairman & CEO, providing visionary ideas, strategic solutions and problem-solving techniques to assist bank trust departments and independent trust companies optimize capabilities and attain corporate goals.
Bob earned his Bachelor of Business Administration degree from Southwest Texas State College (now Texas State University), San Marcos, Texas and graduated with a Trust Major from Southern Methodist University's Southwestern Graduate School of Banking, Dallas, Texas.
He holds three professional designations conferred by the Institute of Certified Bankers, affiliate of the American Bankers Association: Certified Trust and Fiduciary Advisor (CTFA), Certified IRA Services Professional (CISP) and Certified Financial Marketing Professional (CFMP).
Bob served as a member of the Texas Air National Guard, 149th Combat Support Squadron, Kelly Air Force Texas, San Antonio, Texas.
Bob's passions include pet rescue, rock 'n roll music, traditional country/western dancing (you know, the kind where you actually have a partner and dance to legitimate country music) and travel.
Shara Fletcher
Director of Operations
San Antonio, Texas
210-823-7112
[email protected]
Shara serves as Director of Operations overseeing daily activities of MonteClare and as a Fraud Analyst for fraud investigation and resolution, including data analysis to identify patterns of suspicious activities and compliance breaches.
In addition to her duties with MonteCare, Shara serves as Senior Vice President and Operations Manager of FiPar Financial, Inc., a bank trust consulting firm. Prior to joining MonteClare and FiPar, Shara served as a Frost Banker for twenty-five years in Fiduciary Compliance & Fraud Detection & Resolution.
Shara's specific areas of training, expertise and responsibility have included Bank Secrecy Act / Anti-Money Laundering (BSA/AML), Currency Transaction Report (CTR), Suspicious Activity Report (SAR), Monetary Instrument Log (MIL), Know Your Customer (KYC), Currency and Monetary Instrument Report (CMIR), Office of Foreign Assets Control (OFAC), Customer Identification Program (CIP) and Politically Exposed People (PEP). Additionally, she possesses working familiarity and experience with select provisions of Gramm-Leach-Bliley Act (GLBA), USA PATRIOT Act, Volcker Rule, Reg D, Reg O and Reg R, plus a host of interrelated fraud detection and resolution strategies.
Shara's educational background includes graduation from San Antonio College, SST Travel School as an International Travel Agent and multiple trust curriculums.
She serves as an active animal rescue and rehabilitation volunteer and member of numerous animal, environmental and conservationist associations as well as actively developing her artistic painting skills. Additionally, Shara is also an accomplished, traditional country western dancer.